High-flying Home Loan Company, Loan Agency & Mortgage Lender In Sachse, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 10/16/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Sachse

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Sachse. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Sachse

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Sachse. Here are some great tips to help you on your journey to find the lender in Sachse that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Sachse for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Sachse can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Sachse Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Sachse TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

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Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

     

    Importance of loan experts in Prodigy Lending company 

     

    FHA home loan is a form of mortgage that is provided by the Federal Housing Administration (FHA). A lot of people prefer this mortgage because it requires a low down payment, hence it is convenient to people with low income and those buying homes for the first time. With a down payment of as low as 3.5 credit score of 580 and above, you are eligible for a mortgage FHA loan in Sachse. However, having a credit score of less than 580 does not lock out potential applicants, all borrowers need is to have a minimum down payment of at least 10 percent. Other requirements include;

  • Applicants must not have been declared bankrupt in the past two years.

For an applicant to qualify for the government-owned homes in Sachse, Borrowers should ensure that they are out of bankruptcy for at least the past two years and they must also provide a good and convincing credit. However, an applicant can be exempted if the circumstances that led to the borrower’s bankruptcy was unavoidable and beyond one’s control. This can be done through observing how the applicant manages finances.

  • FHA loan applicants’ debt ratio.

Mortgage lenders in Sachse require applicants to ensure that the total monthly debts including mortgage loan, credit card payments, student’s loans and all other payments made within the month should not be more than 43 percent of the borrower’s income. In some cases, best mortgage lenders approve loans to applicants with high percentage of up to 50. Here, the lender has to prove beyond reasonable doubts why the borrower should be allowed to undertake a mortgage in such circumstances. 

  • Borrowers must have a stable job.

To easily get an FHA home mortgage in Sachse, borrowers should provide a stable employment history in the recent past. For example, the applicant must be work for the same employer in the past two years. On the same note, the borrowers should be an American citizen who meets the legal age limit, possess a valid Social Security number and also meet other legal requirements within the state that allows one to sign for mortgages.

The FHA loans are provided to people and are available for residential purposes. Mortgage applicants must sign a minimum down payment of 3.5%.  One should consider other means of raising the money if it is difficult to raise alone. For example, the money that one receives as presents from family members or even friends can be used to apply for a mortgage in Sachse FHA home mortgage. You should also consider the best lenders with reputable qualities across the U.S. Use to work with Prodigy Lending team.

Prodigy Lending company offers a wide range of mortgage loans. If you want to buy your dream home visit them, and they will give you a mortgage of your choice depending on your needs.

Contact us today for more loan information!

 

   

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