Diligent Mortgage Lender, Lending Agency & Home Loan Company In Richardson, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 09/13/2020 and subject to change without notice."

Shopping For Mortgage Lenders in Richardson

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Richardson. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Richardson

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Richardson. Here are some great tips to help you on your journey to find the lender in Richardson that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Richardson for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Richardson can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Richardson Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Richardson TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by Mortgage Lending Texas
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by Mortgage Lending Texas
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with Mortgage Lending Texas
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


    Why you should get a Mortgage from Prodigy Lending company 


    Prodigy Lending company provides quality services all over the United States by engaging professional service lenders. They are the largest online mortgage lenders in Richardson who are very committed to providing quality services to all their customers. Richardson mortgage lenders have many years of experience which helps their ideal borrowers to receive the lowest rate and multiple loan programs available from their geographical areas. The best online mortgage lender in Richardson offer quality services such as helping the customers to purchase their dream homes, first homes, refinancing an existing loan, or consolidating debt at a lower rate. Therefore, the following are the main reasons why you should get a mortgage from Prodigy Lending company: 

    • Provision of a Low-Down payment – Prodigy lenders issues their loans at a very low-down-payment. Mortgages such as conventional home loans are charged a low-down-payment of 3% and the FHA home loans are set at a low down payment of 3.5%. Other loans such as USDA home loans are charged low rates with zero down payment.
    • Affordable Conventional home loans requirements – mortgage lenders requires reduced PMI compared to FHA loans, have set flexible terms which may last up to 30-year mortgage, have set low-interest rate with approved scores and provides all the quality services to their customers at no cost.
    • Reliable FHA home loan rates– Prodigy lenders provide a low-down-payment of 3.5%, eases qualification process, have attractive interest rates, provides loans for rehab purposes and allows higher debt to income for mortgage qualification. 
    • Provides suitable best VA home loans – Prodigy lenders allow the customers to apply for loans without mortgage insurance at a lower closing cost and with the best rate at the market since the government is involved. The lenders also offer full loan financing and ensure easy qualification procedure.
    • Favorable USDA home loan terms – Prodigy lenders provide their customers with 100% mortgage financing, low rate with zero down payment, low-interest rates for 100% loan, low Mortgage insurance cost and assurance qualification for income and home location.

    Prodigy Lending company is one of the trusted companies and have a major goal of building a long-lasting relationship with the customers while providing quality services. The customers’ information will be well secured and stored privately in order to ensure proper customers’ satisfaction.  The customers have been given the freedom to communicate with the service lenders at any time of their choice because calls and internet services are usually made available.

    The company has been providing quality services for 17 years and due to provision of quality services has been able to proudly receive top workplaces award for the past eight years. Pre-approval services are always available along with the current low purchasing and refinancing rates. Prodigy Lending company is a private venture and the loan rates are determined by the unpredictable changes in the market. The ideal customers are recommended to fill out a short form and get a no-obligation quote which is quickly processed in order to avoid being affected by the uncertain market changes.

    Contact us today for more loan information!



Mortgage Lenders In Plano Texas Catering To Home Loans