Effective Conventional Home Loan, USDA Home Loan & VA Home Loan In Plano, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 10/16/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Plano

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Plano. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Plano

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Plano. Here are some great tips to help you on your journey to find the lender in Plano that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Plano for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Plano can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Plano Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Plano TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

     

    Different loan terms rendered by Prodigy Lending company 

     

    Professional mortgage lenders spread all over the United States have made it a success for Prodigy Lending team to be able to provide quality services to their ideal borrowers. The main aim of the best mortgage lenders in Plano is to provide quality services to their customers and helping them to meet their loan desires. The professional experts in Prodigy company have many years of experiences and they are able to guide their customers through the lowest loan rate and multiple loan program.

    As long as customers are aware of how to find a good mortgage lender in Plano, they get help in loan analyzing and understanding quality solution based on the situation and expectations from their locality. The professional lenders have sufficient knowledge and help their customers to purchase their dream home, first home, refinance an existing loan, and consolidating debt using the right programs at the lowest loan rate set. The following are the different loan terms rendered in Prodigy Lending company: 

    • Conventional home loan terms– Prodigy lenders have sets favorable terms for this loan such as a low-down-payment rate of 3%, reduced PMI compares to FHA loans, flexible terms of 30, 20, 15- or 10-year mortgages, low-Interest Rates with approved scores and zero lending fees.
    • FHA home loans terms – the set terms are suitable which include low-Down Payment of 3.5% and the interest rates which are very attractive. Plano mortgage lenders provide their customers with the rehab loans, easy qualification process and higher debt to income to ensure quality customer’s satisfaction.
    • VA home loans terms – these terms include 100% financing to their customers, s no Mortgage insurance and offers lower closing cost. Due to government back-ups, the customers enjoy the best loan rates and easy loan application process.
    • USDA home loan terms – the set terms are 100% financing, low-interest rates for 100% loans and low Mortgage insurance cost. The lenders have reduced the customer’s expenses by offering a lower rate with no down payment and reliable income and home location qualification term.

    Prodigy Lending team is working hard in order to achieve the set goal of building a good relationship with the customers which will ensure long term provision of quality services. Unlike many other mortgage companies, this company which has gained trust all over the lending community for it assures safety and private storage of customers’ information. The customer’s communication system is developed to avoid any communication failure at any given time either through calls or through the online site.

    Throughout the 17 years of the company’s quality operation, it has received a top workplaces recognition for the past eight years which means that the customer’s services are rendered well. The pre-approval process is simplified and any customer can easily get access to current lower rates meant for loan purchasing and refinancing for competitive purposes. Since the set market rates are ever-changing the market, customers are requested to fill a form which is shortened and get a quick, no-obligation quote soonest possible. 

    Contact us today for more loan information!

     

   

Mortgage Lenders In Plano Texas Catering To Home Loans