Skilled Mortgage Broker, Lending Consultant & Home Loan Agency In Lavon, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 08/02/2020 and subject to change without notice."

Shopping For Mortgage Lenders in Lavon

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Lavon. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Lavon

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Lavon. Here are some great tips to help you on your journey to find the lender in Lavon that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Lavon for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Lavon can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Lavon Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Lavon TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

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Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

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    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

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    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


    Features that should be associated with your home loan in Lavon 


    Home buying is usually associated with a heavy price tag. Seeing that most people don’t have the financial ability to make payments at once, mortgage lenders offer home loans. This is with the aim of ensuring that money never becomes the reason why anyone fails to achieve their homeownership dream. Prodigy Lending, for example, offers FHA, VA, USDA, and conventional home loans. If you want to take a home loan, you have to be aware of different options available especially regarding mortgage lenders. You can only get a good loan product by approaching the best mortgage lender. This, however, doesn’t mean that you should not obtain information about a certain home loan before taking it. Below are some features that should be associated with your home loan in Lavon:

    1. Lower rates – you should definitely go for a home loan that is characterized by lower interest rates. This is because you will not have to make huge loan repayments over the loan’s term. There are many things that will prompt your interest rates to be attractive. For instance, you should gain more information on current market conditions such as recession and boom as they will greatly determine your loan rates. It is also important to ensure that your credit report and income level are attractive. In addition to this, you should constantly communicate with your loan officer.
    2. Affordable down-payment – home loans differ when it comes to down-payment requirements. For instance, at Prodigy Lending, conventional loans have a 3% down-payment requirement. FHA loans, on the other hand, has 3.5% down-payment. You should go for the most affordable one. However, it is important to note that low down-payment may result in higher interest rates. You may also have to pay mortgage insurance which will result in an increase in the total cost. It is, therefore, important to consider all possible outcomes that will come from making a certain down-payment amount.
    3. Fair loan conditions – this is in regards to the consequences of non-repayment. With government-backed loans, for instance, you will not lose your home for the failure of making payments. This is because the government guarantees to cover your obligations if you fail to. With those that don’t have this guarantee, consequences of non-repayment will be harsh. You should, therefore, come to an agreement with your mortgage lender so that consequences are not instant. This way, if non-repayment is as a result of genuine reasons, you will be given an extension to meet your obligations. 

    To get good loan terms, you must maintain a good relationship with your mortgage lender. If you don’t accept advice from your loan officers, for example, it is highly probable that your choice will not be the best.

Contact us today for more loan information!



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