Proficient Loan Agency, Home Loan Company & Mortgage Consultant In Lake Dallas, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 12/07/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Lake Dallas

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Lake Dallas. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Lake Dallas

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Lake Dallas. Here are some great tips to help you on your journey to find the lender in Lake Dallas that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Lake Dallas for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Lake Dallas can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Lake Dallas Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
  • Mortgage Rates are Updated Daily
  • Complete Consumer Mortgage News

Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Lake Dallas TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by The Texas Mortgage Pros
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

     

    Considerations to make about a mortgage lender offering low rates in Lake Dallas

     

    Even though interest rates will mostly be determined by your characteristics, you should identify why a mortgage lender is not charging highly. This means that your main aim should not revolve around engaging a low-cost mortgage lender only. Some mortgage lenders may charge lower interest rates and end up providing low-quality services. Others like Prodigy Lending, may charge low-interest rates and still provide high-quality services. It is, therefore, important to be sure of your lender’s ability before choosing them. The following are some considerations to make about a mortgage lender offering low rates in Lake Dallas:

    1. Their reputation – a well-reputed mortgage lender is not likely to charge low interest and end up dissatisfying their customers. This is because they will be risking their reputation. A poorly reputed mortgage lender, on the other hand, can do this with an aim to attract customers and end up performing unsatisfactorily. Owing to this, you should consider whether that mortgage lender has a good reputation or not. If they don’t, think twice before engaging them for your mortgage needs.
    2. Current market conditions – during inflation, for instance, everyone aims at spending their money wisely because the cost of living is very high. No mortgage lender will charge lower interest rates at this time. If one charge in such a manner, it may be as a result of bankruptcy. This means that you will not be assured of high-quality standards in the long-run due to their financial instability. You should, therefore, not engage such a borrower. When market conditions are good, it is okay to choose a lender offering low-interest rates as their main aim may be attracting new customers.
    3. Period of existence – a mortgage lender who has been in existence longer must have earned a huge amount of profit. Charging lower interest rates will rarely affect their daily operations in any manner. One who hasn’t been in operation for a long period, on the other hand, may not have earned enough profits. Owing to this, charging lower interest rates may affect them. However, a new mortgage lender may charge in this manner with an aim to penetrate the market.
    4. Their competitiveness – this should tell you whether or not a certain mortgage lender is preferred by most borrowers. If they are, then low-interest rates should prove why this is so. If they aren’t, you should seek to determine the reason for charging in this manner. As stated above, their reasons may include market penetration, bankruptcy, and customer attraction.

    Before engaging a mortgage lender, make sure you analyze them critically. This way, you will only settle on the best. If you choose one without making the considerations stated above, poor quality services received will be your fault.

    Contact us today for more loan information!

     

   

Mortgage Lenders In Plano Texas Catering To Home Loans