Effective Conventional Home Loan, Bad Credit Mortgage Broker & Loan Agency In Garland, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 10/17/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Garland

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Garland. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Garland

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Garland. Here are some great tips to help you on your journey to find the lender in Garland that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Garland for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Garland can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Garland Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Garland TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

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    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

  •  Top Mortgage Lender in Texas
    Christina & Aaron F.

    We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

     

    Mortgage Requirements by  Prodigy Lending company  

     

    The  Prodigy Lending teams are all over the United State and have mortgage professionals whose main purpose is to provide quality services to the customers. Professionals in the Garland mortgage lenders list has set a measurable goal of providing quality services to their clients. Garland mortgage lenders are equipped with a high level of field experience and are meant to guide the customers through the loan programs which are offered using different manner and the loan terms are provided at a low interest. 

    Mortgage lenders in Garland are set to provide their great services to their customers at the comfort of their geographical areas. The Prodigy loan officers help the customers to understand the loans with the lowest rates hence enabling them to purchase a dream home, first home, loan refinancing and debt consolidation. The following are the Mortgage requirements by  Prodigy Lending from the customers:

    • Conventional home loans requirements – Prodigy lenders require a low-down-payment of 3%, minimum PMI than FHA loans and expect a customer to adhere to the set loan terms of 30, 20, 15- or 10-year mortgages. The lenders offer low-interest rate with approved scores and charges no service fees.
    • FHA home loans requirements – Prodigy lenders require a low-down-payment of 3.5% and a higher debt to income ratio from the customers. The lenders set easy qualifications, suitable interest rates and provide rehab loans.
    • VA home loans Requirements – Prodigy lenders provide full loan financing, requires zero Mortgage insurance, offers lower closing cost and enables the customers to get their loans at lower rates due to government intervention. The VA loan lenders set easy loan qualifications procedures. 
    • USDA home loan requirements – Professional lenders provide full financing to their customers, requires zero down payment and low loan rate offers low interest for full loan applied for and requires low mortgage insurance cost.  Lenders assure a must qualification for income and home location. 

     Prodigy Lending company have strived to retain the best position in the market by setting a goal of creating a strong long-lasting relationship with the customers while providing quality services. The company assures quality storage of customer’s information in a secure and private manner unlike many other lending companies, which has made it gain trust in the lending community.

    Customers have been allowed to initiate communication round the clock through calling to the company’s line or visiting the internet site. Prodigy lenders have been able to stand out in the market for more than 17 years due to quality service provision and any customer in need of pre-approval services can visit the company’s online site or physical offices. For the past eight years, this company has proudly been recognized as the Top Work Places due to its quality services. In order to be more competitive, the company has a low-cost current mortgage loan meant for purchase and refinancing. Due to frequent changes of the market loan rates, the customers are exposed to several mortgage options and are advised to fill a short form and get a quick loan with a no-obligation quote.

    Contact us today for more loan information!

     

   

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