Knowledgeable Mortgage Broker, Lending Agency & Home Loan Company In Celina, TX

Conventional Rates

4.125 %

4.210 %APR

30 YEAR FIXED

Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR

30 YEAR FIXED

Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR

30 YEAR FIXED

100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR

30 YEAR FIXED

100% Financing In Rural Areas

"Rates, terms, and fees as of 10/17/2019 and subject to change without notice."

Shopping For Mortgage Lenders in Celina

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Celina. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Celina

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Celina. Here are some great tips to help you on your journey to find the lender in Celina that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Celina for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Celina can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Celina Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Celina TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by The Texas Mortgage Pros
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

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    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with The Texas Mortgage Pros
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »

 

Features that differentiate mortgage lenders in Celina

 

There are very many mortgage lenders to choose from in Celina. However, all are differentiated by certain features. You must be aware of these features before embarking on the search for a good mortgage lender. Otherwise, you will settle for one who is incapable of meeting your requirements. Information about these features can be obtained through online means. All you have to do is insert the right keywords when performing your search. You can also obtain it from family or friends who have engaged various mortgage lenders in the past. Explained below are some features that differentiate mortgage lenders in Celina:

  1. Products offered – some mortgage lenders are different in regards to the loan options they have. For instance, Prodigy Lending offers VA, FHA, USDA, and conventional loans. Other mortgage lenders offer only one option. You can choose to go with a lender offering many options. This is advantageous in that they have knowledge regarding different loan programs. This means that if you don’t qualify for a conventional loan, for instance, an opportunity with FHA or VA loans still exists. You can also choose a lender offering one option. The advantage, in this case, will be that they are highly knowledgeable regarding their specialization.
  2. Size – this describes how big or small they are. Some mortgage lenders are more established than others. Their level of establishment is greatly determined by the period within which they have been in operation. If a mortgage lender has been in operation for a longer period, this indicates that they are financially stable. Additionally, it means that they have the capability to serve more customers. All this is in comparison to a new mortgage lender.
  3. Their way of operation – mortgage lenders are also differentiated by their manner of operation. For example, there are direct mortgage lenders. They will offer loan products to you directly without the need for an intermediary. This means that mortgage brokers will not be in the picture. There are also online mortgage lenders. With them, you will not have to visit their premises for your loan needs. This is because most of their activities are carried out through online means.
  4. Their reputation – a mortgage lender’s reputation is determined by whether or not they satisfy their customers. Some are highly reputed than others. With highly reputed ones, you will be assured of high-quality services. On the other hand, lenders with a bad reputation will most likely not ensure value for your money. This means that a trade-off between money spent on a loan and services received will not be experienced.

For a good loan experience, you must go with the most attractive mortgage lender. This way you will not have regrets about your choice in the future. 

Contact us today for more loan information!

 

   

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