Professional Mortgage Broker, Financial Consultant & Home Loan Agency In Blue Ridge, TX

Conventional Rates

4.125 %

4.210 %APR


Low Fixed Rates For 30 Years

FHA Rates

3.625 %

3.798 %APR


Minimum of 3.5% Down

VA Rates

3.625 %

3.721 %APR


100% VA Loan With No Private Mortgage Insurance

USDA Rates

3.875 %

4.101 %APR


100% Financing In Rural Areas

"Rates, terms, and fees as of 09/13/2020 and subject to change without notice."

Shopping For Mortgage Lenders in Blue Ridge

The process of buying a home can be one of the most exciting times in someone’s life. It is the beginning of a new stage in life, whether it is buying your first home to raise a family in or buying your retirement home to enjoy your retirement. On the flipside of this excitement, there can be a lot of stress and work involved.

One of the most important parts of this process is shopping for the right mortgage lenders in Blue Ridge. You have to find a lander that is going to be able to offer you what it is that you are looking for.

4 Tips To Help You Find The Right Mortgage Lender in Blue Ridge

Shopping around for the right lender is like shopping around for anything else. There are certain things that you are going to want to look at, and for, when you are considering different mortgage lenders in Blue Ridge. Here are some great tips to help you on your journey to find the lender in Blue Ridge that is right for you.

  1. Compare Rates. Different lenders are going to operate with different interest rates. You should take the time to figure out what is average for your particular market and what other lenders are offering as rates.
  2. Customer Service. Applying for a mortgage is a difficult process. You want a lender that is going to be there and available to answer any and all questions. You want a lender that is going to be easy to work with and easy to communicate with. Customer reviews can be a great place to start for this.
  3. Options. Different lenders offer different types of loans, features, and flexibility. You want to look into what different lenders offer to their customers. This can really help you to narrow down the list of the right mortgage lenders in Blue Ridge for you.
  4. Fine Print. You will want to take the time to look at particular lenders loan requirements, fees, and costs other than the interest and principle.

Taking the time to do the research is going to really pay off for you in the end. It will help you eliminate and include different lenders that you may not have considered before embarking on your research.

There is no reason to rush this process. Finding the right mortgage lender in Blue Ridge can make a huge difference in your home buying experience. Make sure you have a good grasp on what it is that you are looking for in a lender because this will really help you narrow down your list to the right lender to work with.

Best Mortgage Rates in Blue Ridge Texas

Stop dealing with multiple lenders. We have the best Texas Mortgage Loan Rates here. We have loan specialists and loan processors that streamline the lending process. It is as easy as 1, 2, 3!
  • 1st – Preliminary Assessment – Let’s see how much you qualify for.
  • 2nd – Appraisal Report – Let’s find out the value.
  • 3rd – Approval and Closing – We can close your file in 30 days or less!

How much can you qualify for?
Right here and now you can find out how much you qualify for in 10 minutes or less!
  • See exactly how much you can qualify for instantly!
  • Work with our award-winning team of local Loan Specialists.
  • Let us help you close your loan in 30 days or less.
“I was worried about loan process time and approvals, but everything was explained to me with professionalism and ease.” – Ericka L. – 2015
husband and wife using Spring Texas Mortgage Lender to buy a house

daily mortgage news courtesy of the texas mortgage pros
Home Mortgage Rates
Get up-to-date information on mortgage and real estate news including mortgage rates, processing, and refinancing.
  • Latest U.S. Mortgage News
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Getting Prequalified just got a lot easier
In just a few minutes you can lock in your mortgage rate right now!
  • We provide the lowest, most current mortgage rates available.
  • Work with the BEST lending company in the Greater Blue Ridge TX Area.
  • Discover simple, affordable, and effective tools to help you secure a mortgage.
“I just wanted to say thank you for your help walking me through the process of purchasing my home. I closed today and everything was great. I really appreciate your work and effort in informing me about the process and helping me become a first-time homeowner.” – Will W. Client – 2015
Man using the best mortgage lender in houston texas

Real Clients. Real Stories. Real Results.

Our goal is to provide you with the best customer service possible.

  • home loans by Mortgage Lending Texas
    Aldin A.

    Highly recommendable! I worked with Gerry Nicodemus for refinancing my home. Gerry was a thorough professional …View more »

  • apply for loans by Mortgage Lending Texas
    Shareem W.

    Mr. Nicodemus is truly one of the best in the mortgage industry. He is well versed and extremely knowledgeable regarding… View more »

  • apply for a mortgage with Mortgage Lending Texas
    Javier P.

    Mr. Nicodemus is someone to trust, I had the pleasure to meet him. He is great as a Consultant and as a person that really … View more »

  • Texas Mortgage home loan programs
    Kyle B.

    As a Real Estate Broker, I know nothing impacts a buyer’s transaction more than the loan process. I recently closed a very difficult… View more »

 Top Mortgage Lender in Texas
Christina & Aaron F.

We just wanted to say thanks again for all your help with everything. We closed and are now proud homeowners! The title company… View more »


Features that differentiate mortgage lenders in Blue Ridge


About Us 

We are a lending company in the United States and market leader of Bue Ridge bad credit mortgage brokers. Our professionals are dedicated to providing services with increasing quality to our clients. We provide our clients with a range of programs for their mortgage requirements. These programs have affordable rates, and they are availed in different areas of the country. Our professionals help clients to choose loan programs that would specifically help solve their problems. This way, the clients can get programs that would help in refinancing currently existing mortgages, purchasing homes, as well as consolidating debts. We will guide you keenly to help get the most suitable loan. 


Conventional Home Loan

  • A down payment for a conventional loan of 3%
  • PMI is lower than that of FHA loans
  • Mortgage terms varying from 10 to 30 years
  • Rates lower and scores approved
  • No lender fees

FHA Home Loans

  • Down payment is low, 3%
  • The qualification process is faster
  • Rates are affordable
  • Available rehab loans
  • Have to qualify for high debt to income

VA Home Loans

  • Full financing for VA
  • Mortgage insurance is zero for VA
  • Cost of closing is small
  • Qualification of loan is faster
  • Rates low for a government loan

USDA Home Loan

  • Full financing
  • Zero Down payment and affordable rates
  • Rates for complete loans are lower
  • Mortgage insurance cost low
  • Mandatory qualification of income and home location

Our professionals intend to work with our clients for a very long time. For that reason, our professionals establish relationships that will last for a long time. Working with our bad credit mortgage broker in Blue Ridge has one major advantage, which is privacy and security. Our professional will keep your details private, which is one of the major sources of our popularity. 

Contact any of our professional directly for any issue or advice. Alternatively, you can choose to visit the official site to use our tools. 



The Top Work Place in the United States

Our company holds the award for top workplaces in the United States for over eight years. We receive this honor due to the excellence we are committed to in the workplace. 

Reasonable Rates for our Loans

Our clients get to choose their preferred programs from a wide range of bad credit mortgage brokers in Blue Ridge that we provide. The programs we provide are available at very affordable rates. You can choose a program for purchasing a home or refinancing of a current loan. 

We continue to be reputable for our dedication to choosing the perfect program for our clients. 

Buy new Property or refinance to a lower mortgage

Due to the continuous market changes, we ensure that our rates are up to date. Get a no-obligation quote today by filling in a form.

Contact us today for more loan information!



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